Whether you are an experienced Landlord, a first time Landlord, or even a complete novice in the property business we may be able to help.
Mortgages can be arranged for purchase or refinance of any residential property which will be let out, but which you or your immediate family have lived in or will live in at some point in the future.
Consumer Buy-to-let Mortgages are regulated by the Financial Conduct Authority.
We can assist you with financing your property as well as offering guidance on other matters such as Landlords Insurance, Tenancy agreements, Tenants Deposit scheme, and many other potential hazards that face Landlords.
Funding can be arranged on residential properties. Funding is generally available up to 85% of the value of the property. Loans are available on a repayment or an interest only basis. A number of highly competitive schemes are available subject to rental yields and status.
100% can be arranged with additional security and subject to status.
As a guide, lenders will in most circumstances be looking for interest cover of approximately 125%.
Your property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.
"Many of our clients come to us having been rejected elsewhere - our specialist knowledge of the industry means we can help when the highstreet says no."